Will Nigeria implement a comprehensive fintech licensing framework by end of 2026?

Nigeria's fintech sector is the largest in Africa, with companies like Flutterwave, Paystack, and OPay processing billions in transactions. Predict whether the CBN and SEC will finalize a unified fintech licensing framework that covers payments, lending, insurance, and digital assets. Consider ongoing regulatory consultations, international pressure for clear frameworks, the Nigeria Startup Act implementation, and lobbying by fintech industry associations.